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  3. From Ponzi to Madoff The year was 1920. The country was the United States o...

From Ponzi to Madoff The year was 1920. The country was the United States o...

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问题 From Ponzi to Madoff
The year was 1920. The country was the United States of America. The man’s name was Charles Ponzi. Ponzi told people to stop depositing money in a savings account.Instead， they should give it to him to save for them. Ponzi promised to pay them more than
the bank. For example， a savings account might pay you $5 a year for every $100 youdeposit. Ponzi, however， would pay you $40 a year for every $100 you gave him to hold.Many people thought this was a good plan. They began to give their money to Ponzi.
How could Ponzi make so much money for people? This is what he did with the money people gave him: He used some of that money to pay other people who gave him money.However， he also kept a lot of the money for himself. Soon he had $250 million. This was a kind of theft， and it was against the law. The people who gave him their money didn’t think anything was wrong. Ponzi paid them every month， just like a bank. Ponzi continued this way of working for two years. Then one day， he didn’t have enough money to pay all the people. They discovered his crime， and he went to prison for fraud.
Ninety years later， people began to hear about a businessman in New York named Bernard Madoff. People said he gave good advice about money. They said when they gave him their money， he paid them a lot more than the bank. Madoff helped hospitals，schools， and individuals earn money. Over a period of 40 years， people gave him $170 billion. However， no one investigated what he did with the money. The people who gave Madoff their money also didn’t think anything was wrong because he paid them every month.
One day，Madoff didn’t have enough money to pay all the people he needed to pay.That’s when people discovered how Madoff worked: He was taking money from some people to pay other people， just the way Charles Ponzi did. However， this time， instead of losing millions of dollars， people lost billions. Madoff was accused of fraud， and United States government officials arrested him.He
didn’t have to go on trial because he said he was guilty. In 2009 , a judge sentenced him to 150 years in prison. Bernard Madoff’s crime was even bigger than Ponzi’s. It was the biggest fraud in history. The lesson of this story is clear: When something seems too good
to be true， it probably is!

What was Ponzi’s crime?
选项 A. He kept a lot of other people’s money for himself.
B. He robbed the banks of millions of dollars.
C. He gave people more than the bank did.
D. He did not pay people their interests.
答案A
解析紧接着上面的那句话作者又说道"However，he also kept a lot of the money for himself. Soon he had $250 million. This was a kind of theft，and it was against the law. ” ,除了把一部分钱还给借钱给他的人外，他留下了大部分的钱，这有违法律，正是他的罪行所在。
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