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财务会计
共用题干 Health care in the US is well know
共用题干 Health care in the US is well know
题库总管
2019-12-17
26
问题
共用题干Health care in the US is well known but very expensive.Paying the doctor's bill after a major illness or accident can cost hundreds of thousands of dollars.
In the US,a person's company,not the government,pays for health insurance.Employers have contracts with insurance companies,which pay for all or part of employees' doctors' bills.
The amount that the insurance company will pay out to a patient differs wildly.It all depends on what insurance the employer pays.The less the boss pays to the insurance company,the more the employee has to pay the hospital each time he or she gets sick.In 2004,the average worker paid an extra $558 a year,according to a San Francisco report.
The system also means many Americans fall through the cracks(遭遗漏).In 2004,only 61 percent of the population received health insurance through their employers,according to the report. The unemployed,self-employed,part-time workers and graduated students with no jobs were not included.
Most US university students have a gap between their last day of school and their first day on the job.Often,they are no longer protected by their parents' insurance because they are now considered independent adults.They also cannot buy university health insurance because they are no longer students.
Another group that falls through the gap of the US system is international students.All are required to have health insurance and cannot begin their classes without it. But exact policies(保险单)differ from school to school.
Most universities work with health insurance companies and sell their own standard plan for students.Often,buying the school plan is required,but luckily it's also cheaper than buying directly from the insurance company.
选项
In the US,a person's company buys him or her health insurance.A:Right B:Wrong C:Not mentioned
答案
A
解析
答案相关句在第二段:“Employers have contracts with insurance companies, which pay for all or part of employees' doctors' bills.”所以选A。 答案在第三段,保险公司支付给病人的金额有很大区别。这取决于雇主支付的保险费。雇主支付给保险公司的越少,员工每次看病时付给医院的就越多。因此,员工的医疗保险是不同的。 文章中没有相关信息说明2004年失业的大多数人是女性,所以选C。 答案相关句在文章第五段最后一句:"They also cannot buy university health insurance because they are no longer students.”所以选B。 答案相关句在倒数第二段第二句:"All are required to have health insurance and cannot begin their classes without it.”所以选A。 本文讲的是美国的健康保险。"The international students in the US work harder than the American students.”并未提到。因此选C。 文章的四、五、六段都在讲美国health care system遗漏的群体。因此选B。
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