首页
财务会计
医药卫生
金融经济
考公考编
外语考试
学历提升
职称考试
建筑工程
IT考试
其他
登录
财务会计
Insurance (保险) may be considered a game
Insurance (保险) may be considered a game
shuhaiku
2019-12-17
40
问题
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one. It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many. The money the insurance used to pay for an individual′ s loss comes from ___________.
选项
A.the premium paid by the person previouslyB.the insurance company's investmentC.the premiums paid by other personsD.all of the above
答案
D
解析
细节题。根据第二段中“The funds will come from the individual’s premium,the premium paid by others who did not have losses,and money from the company’s investment of all the premiums.”可知,A、B、C三项内容都包含在内。故选D。
转载请注明原文地址:https://ti.zuoweng.com/ti/yfy9KKKQ
相关试题推荐
甲公司职工周某的月工资为6800元,已知当地职工基本医疗保险的单位缴费率为6%,
某企业职工王某的月工资为7000元,当地职工月平均工资为2000元。根据社会保险
根据社会保险法律制度的规定,下列关于失业保险待遇的表述中,正确的有()。
其他应收款包括代垫的员工住房租金、应收的包装物租金、应收的保险公司赔款,不包括存
以资产作抵押的,借款人应根据贷款银行的要求办理抵押物保险,在保险有效期内,借款人
银行办理个人汽车贷款时,可以将贷前调查工作全权委托给保险公司和汽车经销商进行。(
个人汽车贷款的借款人需要为贷款所购车辆购买指定险种的车辆保险.并在保险单中明确第
采用履约保证保险申请商用房贷款的,在保险有限期内,借款人可以申请中断或撤销保险。
如果个人认为自己的信用报告中反映的个人养老保险金信息与实际情况不符,可以直接向(
企业外购一项固定资产,购买价格300万元,支付的运输费15万元,保险费6万元,发
随机试题
《安全生产许可证条例》规定,除中央管理的建筑施工企业外,建筑施工企业安全生产许可
(2017年)以下小规模纳税人可自行开具增值税专用发票的说法中不正确的有(
关于组织结构要素的说法,错误的是()。
可以用于煎煮汤药的器皿是
奥尔菲油田跨越甲乙两国边界,分别位于甲乙两国的底土中。甲乙两国均为联合国成员国,
休克型肺炎的患者应用抗生素和补液治疗。提示患者病情好转、血容量已补足的体征不包括A.口唇红润B.肢端温暧C.尿量>30ml/hD.收缩压>90mmHg
下列投标文件对招标文件响应的偏差中,属于细微偏差的是()。A:联合体投标没有联合体协议书B:投标工期长于招标文件要求的工期C:投标报价的大写金额与小写金额不
甲、乙、丙三人拟发起设立一家合伙制的房地产经纪机构。甲、乙二人均为考试合格取得《房地产经纪人执业资格证书》人员,丙仅取得《房地产经纪人协理从业资格证书》,...
《职业健康安全管理体系要求》的总体结构组成部分包括()。A.总说明B.范围C.规范性引用文件D.术语和定义E.职业健康安全管理体系要求
根据我国刑事诉讼法律制度的规定,公诉人、当事人或者辩护人、诉讼代理人对鉴定意见有异议,人民法院认为鉴定人有必要出庭的,鉴定人应当出庭作证。经人民法院通知,...